Privacy Notice and Cookies
Your privacy matters to us. This notice explains what personal data FundingNearMe collects when you use our website or services, why we collect it, who we share it with, how long we keep it, and the rights you have under the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018 and the Privacy and Electronic Communications Regulations (PECR).
OneCloud Pvt Ltd trading as FundingNearMe · Company no. 16991609 · ICO ZC130857 · Last updated 6 November 2026
1. Who we are
FundingNearMe helps UK businesses find and arrange business funding.
FundingNearMe is a trading style of OneCloud Pvt Ltd ("FundingNearMe", "we", "us", "our"), registered at Jhumat House, 160 London Road, Barking IG11 8BB, the data controller responsible for your personal data. FundingNearMe is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions.
| Registered company | OneCloud Pvt Ltd, trading as FundingNearMe |
| Company number | 16991609, registered in England and Wales |
| Registered office | Jhumat House, 160 London Road, Barking, IG11 8BB |
| ICO registration number | ZC130857 |
| hello@servingfoxes.co.uk | |
| Telephone | 020 8097 8468 (Monday to Friday 9am–6pm) |
We are not required to appoint a Data Protection Officer. Any question about this notice or your personal data can be sent to hello@servingfoxes.co.uk with the subject line "Data protection – FundingNearMe".
When we introduce you to a lender, that partner will also process your data as an independent controller under its own privacy notice.
2. The personal data we collect
We collect only the information we need to deal with your enquiry and arrange the services you request. Most of it comes directly from you.
| Category | What it includes | When we collect it |
|---|---|---|
| Identity and contact | Name, job title, telephone number, email and postal address | Eligibility check, calls, emails and WhatsApp messages |
| Business | Company name and number, business type, postcode, funding amount and purpose, turnover and trading history | Eligibility check and follow-up conversations |
| Identity documents | Passport or driving licence | Only where an application requires it |
| Financial | Bank statements, accounts, card turnover and existing borrowing | Only where an application requires it |
| Communications | Emails, messages, call notes and, where we tell you, call recordings | Whenever you contact us |
| Marketing preferences | Your opt-in and opt-out choices | Eligibility check and any later changes |
| Technical | IP address, device and browser type, pages visited and cookie identifiers | Automatically when you use our website (see section 9) |
We do not ask for information about criminal convictions. If a lender asks for it as part of its own application, it handles that information as an independent controller.
Information from other sources
We may also receive information about you from:
- lenders, about the progress or outcome of your application;
- credit reference and fraud prevention agencies, through our finance partners;
- public sources such as Companies House, for example when you enter your company number in our eligibility check; and
- people who refer you to us, such as your accountant or a business contact.
Information about other people
If you give us details of other people, such as fellow directors, please make sure they are aware and direct them to this notice.
3. How we use your data and our lawful basis
We use your personal data only where the law allows it. The table below sets out each purpose and the lawful basis we rely on.
| Purpose | Lawful basis |
|---|---|
| Responding to your enquiry and showing your eligibility results | Taking steps at your request before entering a contract, and performing our contract with you (Art. 6(1)(b)). Where you act for a company, our legitimate interest in dealing with its representatives (Art. 6(1)(f)) |
| Passing your application to the lenders you choose | Performing our contract with you (Art. 6(1)(b)) |
| Identity, anti-money-laundering and fraud checks | Legal obligation (Art. 6(1)(c)) and our legitimate interest in preventing fraud (Art. 6(1)(f)) |
| Managing our relationship with you, handling complaints and keeping records | Legitimate interests (Art. 6(1)(f)) and legal obligation (Art. 6(1)(c)) |
| Sending marketing by email or text to individuals | Your consent, or for existing customers the soft opt-in for similar services, under PECR |
| Marketing to corporate email addresses and business telephone lines | Legitimate interests (Art. 6(1)(f)) |
| Operating, securing and improving our website | Legitimate interests for essential functions; your consent for non-essential cookies |
| Establishing, exercising or defending legal claims | Legitimate interests (Art. 6(1)(f)) |
Ticking the consent box in our eligibility check allows us to contact you about your enquiry and pass your details to our partners. It is separate from marketing consent, which is always optional and can be withdrawn at any time.
Automated decision-making. Our eligibility check shows indicative matches based on your answers; it does not make decisions about you, and a person reviews every introduction. Lenders may use automated scoring as part of their own assessment, and their privacy notices explain how this works.
4. Who we share your data with
We never sell your personal data. We share it only with the following recipients, and only to the extent necessary.
Service providers acting on our instructions
- HubSpot, our customer relationship management system.
- Netlify, which hosts our website and processes form submissions.
- Companies House, when we look up a company number you have entered.
- Providers of our email, business software, telephony and messaging services, including WhatsApp (Meta).
- Website analytics and spam-prevention providers.
- IT support providers and our accountants.
Partners who arrange or provide your product
- Business lenders and finance providers.
We share information with a partner only after you ask us to proceed, and only what that partner needs for the product you have asked about.
Other recipients where necessary
Credit reference and fraud prevention agencies (through our partners), regulators and law enforcement bodies where the law requires, our professional advisers, and any buyer of our business, who would be bound by this notice.
5. International transfers
Some of our service providers, including HubSpot and Netlify, may process personal data outside the UK, for example in the European Economic Area or the United States. Where this happens, we make sure the transfer is protected by UK adequacy regulations (including the UK–US Data Bridge for certified organisations), the UK International Data Transfer Agreement, or the UK Addendum to the EU Standard Contractual Clauses. You can request a copy of the relevant safeguard by contacting us.
6. How long we keep your data
| Type of data | Retention period |
|---|---|
| Enquiries that do not proceed | 2 years from our last contact with you |
| Customer records and arranged agreements | 6 years after our relationship ends, to handle claims and meet tax obligations |
| Uploaded ID and bank statements | 90 days after we pass them to the relevant partner, unless the law requires longer |
| Identity verification records, where required by law | 5 years after our relationship ends |
| Call recordings | Up to 12 months |
| Marketing preferences | Until you opt out, after which we keep a suppression record so we do not contact you again |
| Cookies | As set out in section 9 below |
At the end of the relevant period we securely delete or anonymise your data.
7. How we protect your data
We use appropriate technical and organisational measures to keep your data secure. These include encrypted transmission for our website and forms, access controls and multi-factor authentication on our systems, and restricting identity and financial documents to the staff who need them. If a data breach is likely to put your rights at risk, we will notify you and the ICO as the law requires.
8. Your rights
Under UK data protection law you have the right to:
- access a copy of the personal data we hold about you;
- rectify data that is inaccurate or incomplete;
- erase your data in certain circumstances;
- restrict how we use your data in certain circumstances;
- object to processing based on legitimate interests, and to direct marketing at any time;
- data portability, receiving data you gave us in a machine-readable format where processing is based on consent or contract;
- withdraw consent at any time, without affecting processing carried out before you withdrew it; and
- rights in relation to automated decision-making and profiling.
To exercise any of these rights, email hello@servingfoxes.co.uk or call 020 8097 8468. There is no charge. We may ask you to verify your identity, and we will respond within one month. For complex requests this may be extended by up to two further months, in which case we will let you know.
To stop receiving marketing, use the unsubscribe link in any email or reply STOP to any text message.
9. Cookies
We use essential cookies to make our website work and, only with your consent, analytics cookies.
| Type | Purpose | Consent needed? |
|---|---|---|
| Essential | Remembering your cookie choice. Our eligibility check does not set cookies. | No |
| Analytics | Understanding how visitors use the site so we can improve it. Only loaded if you accept analytics. | Yes |
You can change your choice at any time using the cookie settings on our website, or by clearing cookies in your browser.
10. Complaints
If you are unhappy with how we have handled your personal data, please contact us first at hello@servingfoxes.co.uk and we will do our best to resolve your concern.
You also have the right to complain to the Information Commissioner's Office (ICO), the UK's data protection regulator, at ico.org.uk/make-a-complaint or by calling 0303 123 1113.
11. Changes to this notice
We review this notice regularly and may update it from time to time. The date at the top shows when it was last revised. If we make a significant change that affects you, we will tell you directly.